Mortgage Fraud San Diego

Many California homeowners are facing foreclosure through no fault of their own. Predatory lending practices and mortgage fraud are rampant in San Diego and other areas of southern California. If you think you have been the victim of mortgage fraud in San Diego, you should contact the Stockton Law Offices right away.

Our attorneys represent individuals and married couples throughout California and Arizona. We specialize in all aspects of consumer law, including bankruptcy, identity theft and mortgage fraud. One example of mortgage fraud is the so-called "liar loan", whereby a consumer was allowed to borrow a large home loan based on stated, rather than proven income. Another example of mortgage fraud is when a mortgage broker or other entity conceals details of the loan. If a consumer signs a loan that they don't fully understand, they can be in big trouble.

It used to be that first-time home buyers were able to buy only a modest starter home. During the housing boom of the past twenty years or so, people were encouraged to purchase a lot more home than they could actually afford. An adjustable rate mortgage, or ARM, can adjust so much that the mortgagee is no longer able to afford their monthly payments. Balloon payments can be more than a little surprising. It won't cost you anything to call Stockton Law Offices, so do it without delay. We are dedicated consumer advocates and we know what to do in these situations. No honest lawyer will promise to save your house, but we will tell you this: if you are the victim of mortgage fraud in San Diego, your chances of saving the home you love are much better when you have an experienced mortgage attorney at your back.

If you need foreclosure rescue in Phoenix or anywhere in Arizona, Stockton Law Offices may be able to help you. People face foreclosure for a variety of reasons, including predatory lending practices and mortgage fraud in San Diego. Each case is unique. Tell us your story and let Stockton Law see what they can do for you. There are several options available. You may benefit from mortgage modification, wherein your lawyer will renegotiate your loan with your lender. A deed in lieu of foreclosure is another option that may work in your favor. A short sale may be the best thing you can do. Bankruptcy may be your best course of action. Nobody wants to declare bankruptcy, but it may be the only way to hold on to the house you love. When you call Stockton Law Offices, they will be able to explain these options to you in clear, understandable terms. Do yourself a favor and call 866.682.8776 right away. Do it as soon as you can.