Get Back Your Good Name

If you have recently been turned down for credit, you should take a look at your credit reports. Equifax, Experian and Transunion are the three credit bureaus that collect and report your credit worthiness to potential lenders. If you suddenly experience unexplained credit problems in Phoenix or new credit problems in Scottsdale, you may be the victim of Arizona identity theft. This sort of crime can be very hard to track down on your own. Perpetrators of identity theft crimes utilize various methods to learn your personal information and use it to obtain credit and fraudulent accounts. They sift through your trash for physical evidence and use phishing scams to obtain your information and passwords online. Anyone that knows your Social Security number could potentially use it for nefarious purposes.

The best way to avoid identity theft and subsequent credit problems in Phoenix or anywhere in Arizona is to carefully protect your personal information. Do not have your Social Security number printed on your checks. Never write full account numbers on checks sent through the mail. Do not share your Social Security number with anyone who does not absolutely need to have it. Other forms of identification are much safer to share. Do not make a habit of carrying your Social Security card in your purse or wallet. Keep personal identifiers such as your Social Security card and birth certificate in a secure place such as a safe deposit box at your bank.

Protect both your incoming and outgoing mail. It isn't all that difficult for a scammer to steal a credit card offer from your mailbox. They can fill it out, sign it and send it in, then wait to collect the credit card from your incoming mail. It's awful to think that people can do such a thing, but they really do. If you believe you may have been the victim of identity theft, you should contact Stockton Law Offices right away. An experienced credit attorney can find and correct erroneous information contained in your credit reports. This is more than a bit difficult to do on your own. Get back your good name and positive credit score with the guidance and assistance of a credit specialist. Call 866.682.8776 for a free initial consultation as soon as you can.

You may also use this number if you are experiencing unexplained credit problems in San Diego. Stockton Law has offices in Arizona and California and has corrected many cases of identity theft in both states. Let a lawyer look at your credit reports and see if they gibe with your documents and receipts. Identity thieves are a sneaky lot, but a competent attorney such as the ones at Stockton Law Offices may be able to help you repair your credit and restore your good name.