Credit Problems San Diego

If your credit report contains erroneous information, it could cause you credit problems in San Diego or wherever you live. Equifax, Transunion and Experian are the biggest credit reporting bureaus in the nation. When a potential lender reviews your credit report, they get a good idea as to whether you are creditworthy enough to finance. One of the numbers they look at is your FICO score. A FICO score is a numerical representation of your creditworthiness. In the United States, FICO scores range from 300 to 850, with the average score a little more than 700. People with scores of less than 600 are generally considered to be bad credit risks. 650 is considered average credit, and scores above 710 are considered excellent credit risks. If you are experiencing credit problems in San Diego or anywhere else, you really should contact the law offices of Arthur Stockton.

The Stockton Law Offices were founded by Arthur Stockton in Scottsdale, Arizona. Stockton brings a lifetime of caring about "the little guy" to his practice. Arthur Stockton graduated magna cum laude from the University of Arizona College of Law in 1985. The attorneys on his teams in Scottsdale and in San Juan Capistrano, California have represented and advocated for clients with a myriad of legal issues. Credit problems in San Diego and everywhere else are difficult if not impossible to manage on one's own. The lawyers at Stockton Law Offices are well versed in all aspects of consumer law. If you are dealing with credit problems in San Diego or anywhere else in the southwest, you need the expert guidance of a law firm like Stockton Law.

Under the Fair Credit Reporting Act, a consumer is allowed by law to any sue credit reporting bureaus, creditors and/or debt collectors who make false claims against them. If bogus information is causing you credit problems in San Diego or anywhere else, an experienced attorney at Stockton Law Offices may be able to advocate on your behalf. If you attempt to bring suit against a credit reporting agency or other entity without the benefit of legal counsel, your chances of receiving satisfaction are close to nil. Here at Stockton Law, we know all the ins and outs of credit law. Hiring our dedicated team of lawyers may make all the difference in the world. Don't try to fight the credit reporting agencies on your own. You will only give yourself a headache.

Every consumer is entitled to a free credit report within sixty days of an adverse credit decision. If you have been turned down for a credit card or have been offered substandard terms by a potential lender due to your low FICO score, be sure to apply for a credit report from Experian, Equifax and Transunion. Your reports will not reveal your FICO score, but they will give you an inkling as to why your credit rating is not where you want or expect it to be. If you have any questions regarding credit problems in San Diego or wherever you are, please call 866.682.8776 and speak with someone at Stockton Law.